Citizens State Bank Midwest has been serving the people of northeast North Dakota since 1936, when we opened our first office in Neche. At that time the bank was known as Citizens State Bank of Neche. A branch was established in Pembina in 1954. In March of 1977, the bank set up a trailer on the construction site in Cavalier, North Dakota where the official main office would be built. At that time the name was changed to Citizens State Bank of Pembina County.