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    March 10, 2023
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INVEST IN YOUR FUTURE A Kristin Montgomery, CFP® Wealth Advisor 218.673.5971 kristin.montgomery2@lpl.com Bell Investments 201 E. Superior St. | Duluth, Minn. Located at Bell Bank | www.bell.bank Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC), insurance products are offered through LPL or its licensed affiliates. Bell Bank and Bell Investments are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Bell Investments, and may also be employees of Bell Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Bell Bank or Bell Investments. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value INVEST IN YOUR FUTURE A Kristin Montgomery , CFP® Wealth Advisor 218.673.5971 kristin.montgomery2@lpl.com Bell Investments 201 E. Superior St. | Duluth , Minn . Located at Bell Bank | www.bell.bank Securities and advisory services are offered through LPL Financial ( LPL ) , a registered investment advisor and broker / dealer ( member FINRA / SIPC ) , insurance products are offered through LPL or its licensed affiliates . Bell Bank and Bell Investments are not registered as a broker / dealer or investment advisor . Registered representatives of LPL offer products and services using the name Bell Investments , and may also be employees of Bell Bank . These products and services are being offered through LPL or its affiliates , which are separate entities from and not affiliates of Bell Bank or Bell Investments . Securities and insurance offered through LPL or its affiliates are : Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value