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    September 15, 2018
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FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your faily be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas September 20, 2018 10:00 a.m potential dels of 9 months to 1 year or more. How you may eliminate or minimice substantial coart, allorneys and cecutors' ees 2. DIVORCE: How you may preserve your childrens inberitanee id they divorce... up to 30%of your assets ld walk out tbe door with your ex lin-lanw 3. REMARRIAGE: How you may prevent your assets from oing to a stranger instead of your children if your spoase gels remarried after your deat 4. ESTATE TAXES: How you may eliminate or minimlxe stabe and Sederal estate tax 5. RETIREMENT PLANS: How you may ehoose the right optioes to preserve your ltA or 401k). How you may take advantage of opportunities to minimize income taxes for our beneficiaries 6. INCAPACITY: Make your final wishes known with a Bealth Care Directive. How you may avoid a publicly bu- iliating and expensve guardianship proceeding if you become legally ineapacitsted or disabled RESERVE YOUR SEAT TODAY Blue Cross Blue Shield of Minnesota Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will receive a FREE one-hour private condumation to see how o peoper estate plan will bonoft you andd your fomily ($300 w Seating Is Limited So Call Now! 218-529-9199 www.ymnlaw.com oon helping clionts wi stote plonning needs for amos Law OFFIce OF Yvonte Michaud Nowak 202 W Superior St. ipa n he M Duluth MN 5580 Acon Acodemy of Estoe onne holds professlional Suite 303 Paning AfTonoys

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