FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Thursday, November 15 at 10 am 1. PROBATE COSTS AND DELAYS: Bow you may avoid potential dels of 9 months to 1 year or more. How you may eliminate or minimice substantial coart, allorneys and cecutors' ees 2. DIVORCE: How you may preserve your childrens inberitanee id they divorce... up to 30%of your assets coold walk out tbe door with your ex in-law with your l 3. REMARRIAGE: going to a stranger Instead of your bildren if your spouse gd8 remarried after your death 4. ESTATE TAXES: How you may eliminale or minimizxe stabe and Sederal estate tax 5. RETIREMENT PLANS: How you may ehoose the right optioes to preserve your ltA or 401k). How you may take advantage of opportunities to minimize income taxes for our beneficiaries 6. INCAPACITY: Make your final wishes known with a Bealth Care Directive. How you may avoid a publicly bu- iliating and expensve guardianship proceeding if you become legally ineapacitsted or disabled REBERVEYOUR SEATTODAY Blue Cros·Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will receive a FREE one-hout private condumation to see how o peoper estate plan wil bonott you and your fomly (300 value). Seating Is Limited So Call Now! 218-529-9199 www.ymnlaw.com boon helping stote plonning needs for amos clionts with Yvonte Michaud Nowak 202 W Superior St. ipa n he M Suite 303 Duluth MN 5580 Acon Acodemy of Estoe Paning AfTonoys