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    January 12, 2019
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FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Thursday, January 17, at 10 a.m potential dels of 9 months to 1 year or more. How you may eliminate or minimice substantial coart, allorneys and cecutors' ees 2. DIVORCE: How you may preserve your childrens inberitanee id they divorce... up to 30%of your assets coold walk out tbe door with your ex in-law with your l 3. REMARRIAGE: going to a stranger Instead of your bildren if your spouse gd8 remarried after your death 4. ESTATE TAXES: How you may eliminale or minimizxe stabe and Sederal estate tax 5. RETIREMENT PLANS: How you may ehoose the right optioes to preserve your ltA or 401k). How you may take advantage of opportunities to minimize income taxes for our beneficiaries 6. INCAPACITY: Make your final wishes known with a Bealth Care Directive. How you may avoid a publicly bu- iliating and expensve guardianship proceeding if you become legally ineapacitsted or disabled REBERVEYOUR SEATTODAY Biue Cross Btue Shield of Minnesola Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will receive a FREE one-hout private condumation to see how o peoper estate plan wil bonott you and your fomly (300 value). Seating Is Limited So Call Now! 218-529-9199 www.ymnlaw.com boon helping stote plonning needs for amos clionts with Law OFFIce OF Yvonte Michaud Nowak egocy and 202 W Superior St. ipa n he M Duluth MN 5580 Acon Acodemy of Estoe Suite 303 Paning AfTonoys