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    March 14, 2020
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FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas: 1. PROBATE COSTS AND DELAYS: How you may avoid potential delays of 9 months to 1 year or more. How you may eliminate or minimise sabstantial court, attorneys and exeeutors' fees. 2. DIVORCE: How you may preserve your children's inheritanee if they divorce. up to 30% od your assets could walk out the door with your ex in-law. 3. REMARRIAGE: How you may prevent your assets trom golng to a stranger instead of your children if your spoase gets remarried ater your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate tases. 5. RETIREMENT PLANS: How you may choose the right options to preserve your IRA or 401(k). How you may take advantage of opportunities to minimize income taves for your beneficiaries, 6. INCAPACITY: Make your final wishes known with a Health Care Diretive. How you may avoid a publicty humiliating and espensive guardianship procceding if you become legally ineapacitated or disabled. TWO SEMINARS! Tues., March 17 | Thurs., March 19 6:00 pm 10:00 am Location: Location: 202 W Superior St. Suite 303 Duluth MN 55802 425 W Superior St. Sulte 1060 Duluth MN 55802 Law Office of Yvonne Novak Sponsored by Blue Cross Blue Shield of Minnesota All workshop attendees will receive a FREE one-hout private consultation to see how a proper estate plan will benet you and your fomily (5300 value). Seating Is Limited, Call Now! 218-720-2888 www.ymnlaw.com Yvorne Michaud Novak hos been heoing clenti with estate planning neec for over Law OFFICE OF ocy and mako even the mostr complex isues eay to grop Yyonne holh pvotoonal mermberships in tho Minnesota Yvonne Michaud Novak and Weconsin Bar and American Acodemy of Estate Ponning Amomeys FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas: 1. PROBATE COSTS AND DELAYS: How you may avoid potential delays of 9 months to 1 year or more. How you may eliminate or minimise sabstantial court, attorneys and exeeutors' fees. 2. DIVORCE: How you may preserve your children's inheritanee if they divorce. up to 30% od your assets could walk out the door with your ex in-law. 3. REMARRIAGE: How you may prevent your assets trom golng to a stranger instead of your children if your spoase gets remarried ater your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate tases. 5. RETIREMENT PLANS: How you may choose the right options to preserve your IRA or 401(k). How you may take advantage of opportunities to minimize income taves for your beneficiaries, 6. INCAPACITY: Make your final wishes known with a Health Care Diretive. How you may avoid a publicty humiliating and espensive guardianship procceding if you become legally ineapacitated or disabled. TWO SEMINARS! Tues., March 17 | Thurs., March 19 6:00 pm 10:00 am Location: Location: 202 W Superior St. Suite 303 Duluth MN 55802 425 W Superior St. Sulte 1060 Duluth MN 55802 Law Office of Yvonne Novak Sponsored by Blue Cross Blue Shield of Minnesota All workshop attendees will receive a FREE one-hout private consultation to see how a proper estate plan will benet you and your fomily (5300 value). Seating Is Limited, Call Now! 218-720-2888 www.ymnlaw.com Yvorne Michaud Novak hos been heoing clenti with estate planning neec for over Law OFFICE OF ocy and mako even the mostr complex isues eay to grop Yyonne holh pvotoonal mermberships in tho Minnesota Yvonne Michaud Novak and Weconsin Bar and American Acodemy of Estate Ponning Amomeys