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    November 6, 2019
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FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Nov. 12 5:00 pm Thursday, Nov. 14 10:00 am 1. PROBATE COSTS AND DELAYS: How you may avold potential delays of 9moaths to 1 year or more. How you may eliminate cr minimize substantial court, attorneys" and eecutors' fees 2. DIVORCE: How you may preserve your ehildren's inheritance if they divore.. up to 50s of your assets eold walk out the door with your ex lin-law 3. REMARRIAGE: How you may prevent your assets frem going to a stranger instead of your children if your spouse gets remarried after your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate taxes 5. RETIREMENT PLANS: How you may ehoose the right options to preserve your RA or 401(k). How you may take advantage of opportunities to minimize income taxes for your beneficiaries. 6.INCAPACITY: Make your final wishes known with a Health Care Direethe. How yoe may aveid a publicly humiliating and expensive guardianship proeeding if you become legally incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will recoive a FREE one-hout private consultation to see how a proper estate plan- will benett you and your family (5300 volue). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com onne Michaud Novak has beon hojping clonts with estate planning needs for amost 15 yeas She thoroughy enjoy heping me clents pion the legocy and mako even the most complox sues eay to grosp wonne holds professional membennp n the Minesona and Wsconsn Bar and Amorican Acadomy of Estoe Planning Atorneys Law OFFICE OF Yvonne Michaud Novak 202 W Superior St. Suite 303 Duluth MN 55802 FREE WILLS and LIVING TRUSTS WORKSHOPI Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Nov. 12 5:00 pm Thursday, Nov. 14 10:00 am 1. PROBATE COSTS AND DELAYS: How you may avold potential delays of 9moaths to 1 year or more. How you may eliminate cr minimize substantial court, attorneys" and eecutors' fees 2. DIVORCE: How you may preserve your ehildren's inheritance if they divore.. up to 50s of your assets eold walk out the door with your ex lin-law 3. REMARRIAGE: How you may prevent your assets frem going to a stranger instead of your children if your spouse gets remarried after your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate taxes 5. RETIREMENT PLANS: How you may ehoose the right options to preserve your RA or 401(k). How you may take advantage of opportunities to minimize income taxes for your beneficiaries. 6.INCAPACITY: Make your final wishes known with a Health Care Direethe. How yoe may aveid a publicly humiliating and expensive guardianship proeeding if you become legally incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will recoive a FREE one-hout private consultation to see how a proper estate plan- will benett you and your family (5300 volue). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com onne Michaud Novak has beon hojping clonts with estate planning needs for amost 15 yeas She thoroughy enjoy heping me clents pion the legocy and mako even the most complox sues eay to grosp wonne holds professional membennp n the Minesona and Wsconsn Bar and Amorican Acadomy of Estoe Planning Atorneys Law OFFICE OF Yvonne Michaud Novak 202 W Superior St. Suite 303 Duluth MN 55802