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    January 8, 2020
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FREE WILLS and LIVING TRUSTS WORKSHOP! Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Jan. 14 5:00 pm Thursday, Jan. 16 10:00 am 1. PROBATE COSTS AND DELAYS: How you may avold potential delays of 9 months to 1 year or more. How you may eliminate or minimize substantial court, attorneys and eecutors' fes 2. DIVORCE: Ikow you may preserve your children's inheritance if they divorce. up to 0 of your assets could walk out the door with your ex in-law, 3. REMARRIAGE: How you may prevent your assets from going to a stranger instead of your children if your spouse gets remarried after your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate taxes, 5. RETIREMENT PLANS: How you may ehoose the right options to preserve your IRA or 401(k). IBlow you may take advantage of epportunities to minimize income laxes for your beneficiaries. 6. INCAPACITY: Make your final wishes known with a Healih Care ireethve. How you may aveid a publiely humiliating and expensive guardianship procceding if you become legally incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will receive a FREE one-hout private consultation to see how a proper estate plan will benett you and your family (S300 value). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com Yvorne Michaud Novak has boen helping clonts with estate planning needs for omost 15 yeors She thoroughy enjoy helping he clent plon ther logocy and mako even the most complox sues eary to grop worne holds profossional meombennpn the Mnesota and Wsconsin Bar and Amorican Acadomy of Estoo Ponning Atorneys Law OFFICE OF Yvonne Michaud Novak 202 W Superior St. Suite 303 Duluth MN 55802 FREE WILLS and LIVING TRUSTS WORKSHOP! Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Jan. 14 5:00 pm Thursday, Jan. 16 10:00 am 1. PROBATE COSTS AND DELAYS: How you may avold potential delays of 9 months to 1 year or more. How you may eliminate or minimize substantial court, attorneys and eecutors' fes 2. DIVORCE: Ikow you may preserve your children's inheritance if they divorce. up to 0 of your assets could walk out the door with your ex in-law, 3. REMARRIAGE: How you may prevent your assets from going to a stranger instead of your children if your spouse gets remarried after your death. 4. ESTATE TAXES: How you may eliminate or minimize state and federal estate taxes, 5. RETIREMENT PLANS: How you may ehoose the right options to preserve your IRA or 401(k). IBlow you may take advantage of epportunities to minimize income laxes for your beneficiaries. 6. INCAPACITY: Make your final wishes known with a Healih Care ireethve. How you may aveid a publiely humiliating and expensive guardianship procceding if you become legally incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendees will receive a FREE one-hout private consultation to see how a proper estate plan will benett you and your family (S300 value). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com Yvorne Michaud Novak has boen helping clonts with estate planning needs for omost 15 yeors She thoroughy enjoy helping he clent plon ther logocy and mako even the most complox sues eary to grop worne holds profossional meombennpn the Mnesota and Wsconsin Bar and Amorican Acadomy of Estoo Ponning Atorneys Law OFFICE OF Yvonne Michaud Novak 202 W Superior St. Suite 303 Duluth MN 55802