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    September 11, 2019
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FREE WILLS and LIVING TRUSTS WORKSHOP! Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Sept. 17 4-5 pm Thursday, Sept. 19 10-11 am 1. PROBATE COSTS AND DELAYS: How you may avoid potential delays od 9 moeths to 1 year oe more. How you may eliminate or minimize substantial eourt, attormeys and eveeutors fees 2. DIVORCE: How you may preserve your children's inheritance if they divorce... up to 50% of your assets could walk out the door with your ex in-la 3. REMARRIAGE: How you may prevent your assets from going to a stranger instead of your children if your spouse gets remarried after your death 4. ESTATE TAXES: How you may eliminate or minimises state and federl estate taxes, 5. RETIREMENT PLANS: How you may choose the right options to preserve your lRA or 4010). How you may take adantage of opportunities to minimize income taves for your beaeficiaries 6, INCAPACITY: Make your final wishes known with a Health Care Direetive, How you may avoid a publicly hu- millating and expensive guardianship proceeding if you become legaly incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendeos wil receve a FREE one-hour private consultation to see how a proper estate plan wll benett you and your fomily (S300 volue). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com one Mchaud Novak has beon helpng clents with estate planning needs for almos 15 years Sho thoroughy enjoys Yecnne Michaad Novakheiping he clents pian mer egocy and mae even the mostr complex ssus eany to grosp Yonne holds potessiona 202 W Superior St. membenhips in the Minnesota Lau OFFICE OF Suite 303 Duluth MN 55802 and Wacorsh Bar and American Acodemy of Estate Panning Amomeys FREE WILLS and LIVING TRUSTS WORKSHOP! Minnesota law firm reveals the 6 costly mistakes families make in their estate plans! Will your family be one of those casualties? Attend this workshop and immediately discover how you may avoid mistakes in these key areas Tuesday, Sept. 17 4-5 pm Thursday, Sept. 19 10-11 am 1. PROBATE COSTS AND DELAYS: How you may avoid potential delays od 9 moeths to 1 year oe more. How you may eliminate or minimize substantial eourt, attormeys and eveeutors fees 2. DIVORCE: How you may preserve your children's inheritance if they divorce... up to 50% of your assets could walk out the door with your ex in-la 3. REMARRIAGE: How you may prevent your assets from going to a stranger instead of your children if your spouse gets remarried after your death 4. ESTATE TAXES: How you may eliminate or minimises state and federl estate taxes, 5. RETIREMENT PLANS: How you may choose the right options to preserve your lRA or 4010). How you may take adantage of opportunities to minimize income taves for your beaeficiaries 6, INCAPACITY: Make your final wishes known with a Health Care Direetive, How you may avoid a publicly hu- millating and expensive guardianship proceeding if you become legaly incapacitated or disabled. RESERVE YOUR SEAT TODAY Sponsored by Blue Cross Blue Shield of Minnesota. Location: 425 W Superior St. STE 1060 Duluth MN 55802 All workshop attendeos wil receve a FREE one-hour private consultation to see how a proper estate plan wll benett you and your fomily (S300 volue). Seating Is Limited, So Call Now! 218-720-2888 www.ymnlaw.com one Mchaud Novak has beon helpng clents with estate planning needs for almos 15 years Sho thoroughy enjoys Yecnne Michaad Novakheiping he clents pian mer egocy and mae even the mostr complex ssus eany to grosp Yonne holds potessiona 202 W Superior St. membenhips in the Minnesota Lau OFFICE OF Suite 303 Duluth MN 55802 and Wacorsh Bar and American Acodemy of Estate Panning Amomeys